Condo Insurance in British Columbia

Insurance coverage to protect your home and belongings

Condominium insurance policy to cover your unit, plus optional add-ons for even more protection

Our condo insurance policy helps pay for the cost to repair or replace damaged property if you experience a loss due to a covered event. It also provides additional coverage such as personal liability and identity theft.

What’s covered


Belongings such as clothes and furniture.


The unit and upgrades made such as flooring and cabinetry.

Additional Living Expenses

Additional expenses for temporary accommodations if you need to leave your home to ensure your safety after a covered claim, or if you are under a mandatory evacuation order.

Loss Assessment

Coverage for your portion of the condo corporation’s insurance deductible in the event of a covered claim.

Personal Liability

Legal costs if you accidentally hurt someone physically, or damage someone else’s property, anywhere in the world.

Identity Theft

Legal costs to restore your identity if you have been a victim of identity theft.

Optional add-ons for enhanced condo insurance coverage in British Columbia

We have optional coverages, also known as endorsements, that you can add to a condominium insurance policy for more protection.


Coverage for loss or damage to your unit and belongings caused by earthquake.

Water coverage

Enhanced coverage to protect you against loss or damage caused by water.

Home based business

Coverage for your business and business property for home-based operations.

Claim-free discount protector

Protects your claim-free discount after your first covered claim.

Disappearing deductible

Your policy deductible decreases by 20% each year you are claim-free until it is zero.

Extra protection for your special home with our VIP Endorsement

When you’ve invested in your home, you want to make sure that it has the protection it needs.

Our VIP Endorsement offers you more coverage and higher coverage amounts than standard home insurance policies.

Cabin insurance made convenient

Get enhanced coverage for your home away from home.

Condominium insurance in British Columbia

With Gore Mutual, you get:

Protection for what matters most

Enhanced condo insurance coverage with add-on options for more protection.

Exceptional claims service

Dedicated and knowledgeable Claim Advisors to help you through a claim.

Ways to save

Additional savings if you insure more than one property with us.

For our broker partners

Learn more about the rest of our personal property products.

This product brochure has been developed for and is for exclusive use by licensed insurance brokers with a Gore Mutual Insurance Company distribution agreement. Interested customers should contact their insurance broker for further product information.

The content on this page is for information purposes only. The insurance products described herein are subject to terms, conditions, restrictions and exclusions. Please contact your insurance broker for complete details or if you would like to learn more.