Cabin Insurance in British Columbia

Year-round insurance coverage for your seasonal home

Enhanced coverage for your seasonal home with add-ons for even more protection

Our seasonal home insurance policy provides much of the same coverage as our standard home insurance policies so that you get comprehensive coverage for your cabin.

What’s covered


The cabin and other structures on your property such as owned docks and boathouses.


Belongings such as clothes, furniture, and appliances.

Additional Living Expenses

Additional expenses for temporary accommodations if you need to leave your home to ensure your safety after a covered claim, or if you are under a mandatory evacuation order.

Premises Liability

Legal costs if you’re sued for unintentionally injuring someone or damaging their property within your premises.

Optional add-ons for enhanced cabin insurance coverage in British Columbia

We have optional coverages, also known as endorsements, that you can add to a cabin insurance policy for more protection.


Coverage for loss or damage to your seasonal home caused by earthquake.

Water coverage

Enhanced coverage to protect you against loss or damage caused by water.

Claim-free discount protector

Protects your claim-free discount after your first covered claim.

Disappearing deductible

Your policy deductible decreases by 20% each year you are claim-free until it is zero.

Course of construction

Worry-free coverage when you’re building a new cabin or making major renovations to your current one.

Extra protection for your home away from home with our VIP Endorsement

Our VIP Endorsement offers you more coverage and higher coverage amounts for your cabin.

Home insurance in British Columbia

Make sure your most valued asset has the protection it needs.

Cabin insurance in British Columbia

With Gore Mutual, you get:

Protection for what matters most

Enhanced cabin insurance coverage with add-on options for more protection.

Exceptional claims service

Dedicated and knowledgeable Claim Advisors to help you through a claim.

Ways to save

Additional savings if you insure more than one property with us.

The content on this page is for information purposes only. The insurance products described herein are subject to terms, conditions, restrictions and exclusions. Please contact your insurance broker for complete details or if you would like to learn more.