Legal expense insurance

Manage your business’s legal risks

Add-on coverage available with your Gore Mutual commercial property insurance policy

You’re busy running your business. When an unforeseen legal issue arises, it takes your focus away from the day-to-day work you need to do to keep your operations going.

We’ve partnered with ARAG Legal Solutions Inc. to offer Legal Expense Insurance underwritten by HDI Global Specialty SE. You can add it to your Gore Mutual commercial property insurance policy to provide you with coverage for general legal assistance services and a range of legal costs that your business may face.

How it works

You have unlimited telephone access to lawyers for any general legal questions – whether it’s a personal matter or one that affects your business.

Get the expert help you need

In the event of a claim, you can get the help you need, such as lawyers, accountants or other qualified professionals, knowing that you have coverage.

From lawyer’s fees to additional expenses and disbursements such as court fees, police reports, and more, ARAG Legal
Expense Insurance coverage offers an insurance solution that helps you manage your business’s legal risks and costs.

Employment disputes

Legal costs coverage to defend your legal rights arising from an employment dispute with a current or former employee.

Legal costs coverage to defend your legal rights relating to a criminal prosecution or an occupational health and safety investigation.

Property protection

Legal costs coverage to pursue civil action as a result of physical damage, nuisance or trespass on your property.

Statutory licence protection

Legal representation to appeal the alteration of terms, suspension, non-renewal or cancellation of your business licence.

Small claims court

Legal costs coverage to defend your legal rights in a contract dispute and debt recovery.

Bodily injury

Legal costs coverage to pursue civil action following a sudden accident that causes bodily injury or death.

Tax protection

Representation to respond to a tax appeal or an audit.

You have access to ARAG’s Legal Helpline with unlimited telephone access to lawyers for any general legal question you may have, whether it’s a personal matter or one that affects your business.

Do you need to make a claim?

See your policy wording for information on how to make a claim.

You can also visit ARAG’s website to begin the claim.

The content on this page is for information purposes only. The insurance products described herein are subject to terms, conditions, restrictions and exclusions. Please contact your insurance broker for complete details or if you would like to learn more.

ARAG Legal Solutions Inc. (ARAG) Legal Expense Insurance policies are underwritten by HDI Global Specialty SE. For full details of coverage, including conditions, exclusions, limits of indemnity and deductibles that may apply, please read the policy wordings. Not all products are available in all provinces.