Mutual Membership

Holding true to our modern mutual roots.

As we become a national insurer, we hold true to our modern mutual roots.

In 1839, it all started with a different idea for insurance. If we pulled together, put our resources together, then – together – we would all benefit. It sounds simple, but back then, it was modern thinking. It’s still core to our business as a modern mutual, today.

2021 Annual Report

Benefits of a Mutual Member

Discount on your premium

Discretionary discount on your qualifying primary residence policy’s annual premium

Have a say in the governance of Gore Mutual

Ability to participate in the governance of Gore Mutual with the option of attending and voting at annual Member meetings

Get updates

Option of receiving information about Gore Mutual including financial statements and annual Member meeting materials

Mutual benefit

At Gore Mutual, we exist beyond profits and use our business as a force for good. As a Mutual Member, your participation helps focus on collective, long-term rewards over short-term gratification. In turn provides benefits to you and allows us to spread good in our communities.

How to qualify as a Member:

A policyholder automatically qualifies to be a mutual member when they have “Tenure” and a “Qualifying Policy.” You obtain Tenure when you have been a policyholder of Gore Mutual for 10 consecutive years or more (and your Tenure continues as long as you have a Qualifying Policy with Gore Mutual). A Qualifying Policy includes a primary residence insured by Gore Mutual under a specified homeowners’, condo, and/or tenants’ policy. When you qualify as a Member, you will automatically be sent information on how to select your participation and communication preferences. You will receive this information from Computershare, Gore Mutual’s independent registrar and Member communications agent. If you want to participate and receive information, you need to provide Computershare with your preferences using their instructions included on the Member Communication Preferences form.

As a Mutual Member, here’s who to contact:

When you qualify as a Member, you will automatically be sent information on how to select your participation and communication preferences. You will receive this information from Computershare, Gore Mutual’s independent registrar and Member communications agent. If you want to participate and receive information, you need to provide Computershare with your preferences using their instructions included on the Member Communication Preferences form.

Receive materials and participate in meetings

If you did not receive anything from Computershare, or you would like to change your preferences, contact our independent registrar and information agent, Computershare, at 1-877-477-1523.

Questions about your membership

Contact the office of Corporate Secretary:

Corporate Secretary
Gore Mutual Insurance Company
252 Dundas St. N
P.O Box 70
Cambridge, ON N1R 5T3
1-800-265-8600 ext. 2701
corporatesecretary@goremutual.ca

Questions about your Gore Mutual policy

Contact your insurance broker for:

Changes to your policy, including change of address, or adding or removing a property or vehicle.

Information on your policy, coverage, renewal, cancellation, and billing and payment inquiry.

Request for a letter of driving experience.