Changes to our earthquake coverage -BC
February 02, 2023
Personal Lines
We're making updates to our earthquake coverage in BC effective March 1, 2023 for new business and April 29, 2023 for renewals.
As indicated in our communication on September 28th, we have reviewed our approach to earthquake to ensure we can provide long-term, sustainable capacity to our BC brokers while aligning with the evolving competitive landscape. As a result, we’re making the following changes effective March 1, 2023, for new business, and April 29, 2023, for renewals.
What’s changing
- We are aligning our earthquake deductible options with the market to support affordability and availability of coverage for earthquake:
- 15%, 17% and 20% deductible options for earthquake will be available.
- Higher risk zones will be limited to a 20% earthquake deductible.
- Earthquake coverage zone definitions have been changed for certain FSAs to better align with their risk exposure.
Our quoting vendors have been updated and will reflect these changes beginning February 13, 2023.
Please speak to your Business Development representative should you have any questions.
What’s the latest?
National Day for Truth and Reconciliation – office closure notice
September 17, 2026
On September 30, we recognize the National Day for Truth and Reconciliation, honouring the children and survivors of residential schools, their families, and communities. As part of our commitment to learning, reflection, and reconciliation, all Gore Mutual offices will be closed on Wednesday, September 30, 2026.
Claim Opening and Closing Notices moving to eDocs
September 17, 2026
Claim Opening and Closing Notices are now available through eDocs, making it easier to receive claims information electronically. This enhancement is the first step in Gore Mutual’s ongoing efforts to simplify processes and improve the broker experience.