What’s new

Rating updates to Personal Property

Personal Lines

October 16, 2025

We're updating Ontario Homeowners and Water Escape premiums to better reflect risk—changes take effect October 20 for new business and January 3 for renewals.

A deeper look at our target segments: Construction

Commercial Lines

October 16, 2025

 

Explore how we support construction businesses with tailored coverage, specialized bundles, and underwriting insights that align with their evolving needs.

From reactive to predictive: How AI is reshaping Claims at Gore Mutual

Corporate

October 16, 2025

Discover how Gore Mutual is using AI to transform claims—enhancing speed, empathy, and fairness without losing the human touch.

Personal lines

Rating updates to Personal Private Vehicles

October 16, 2025

We’re introducing new rating variables for Personal Auto—qualifying clients may see premium reductions starting October 20 for new business and December 13 for renewals.

Facing the flames: How Gore Mutual is leading through Canada’s wildfire crisis

July 24, 2025

As Canada faces one of its most severe wildfire seasons, Gore’s Vice President, Claims Operations, APD & Property, Mikael Honore, shares timely insights on how Gore Mutual is stepping up to protect communities. Read how we're combining compassion, innovation, and action to make a difference. 

New rating territories, revised resources: What’s new in personal auto at Gore

July 24, 2025

Gore is updating the Personal Auto rating territories as part of the Financial Services Regulatory Authority of Ontario (FSRA) Territories Test and Learn Environment. These enhancements support a more sophisticated, market-aligned pricing framework that more accurately reflects today’s driving patterns.

Updated personal property eligibility for rented dwellings and plumbing risk

July 24, 2025

Gore is updating eligibility rules for rented dwellings and certain plumbing materials. Here’s what you need to know.

Commercial lines

A deeper look at our segments: Realty

September 18, 2025

Take a closer look at one of our Commercial Lines segments this month. This quick-reference guide outlines the types of businesses we’re looking for, key underwriting considerations, and a real-world example of a successful account we wrote.

System enhancements: Updates to Guidewire and Billing Access

August 21, 2025

Gore Mutual has streamlined Guidewire and billing systems for broker partners. You’ll now get email alerts for completed referred activities, and legacy billing tools and public site payment options are being phased out to simplify processes.

A deeper look: Retail

August 21, 2025

Gore is open to a wide range of retail operations—from beauty and apparel to food, electronics, and home goods. We look for clean, well-managed businesses with strong security and loss control. Read more about our appetite, underwriting tips, and how we support retail clients across Canada.

Facing the flames: How Gore Mutual is leading through Canada’s wildfire crisis

July 24, 2025

As Canada faces one of its most severe wildfire seasons, Gore’s Vice President, Claims Operations, APD & Property, Mikael Honore, shares timely insights on how Gore Mutual is stepping up to protect communities. Read how we're combining compassion, innovation, and action to make a difference. 

Corporate

Upcoming Special Meeting of Members

October 16, 2025

Members will vote on key merger resolutions; materials are online due to postal disruptions. Kingsdale Advisors is managing communications—here’s what you need to know.

A new era for mutual insurance

October 02, 2025

Gore Mutual’s CFO & Executive Integration Lead, Lyndsay Monk, shares our merger vision in “A New Era for Mutual Insurance,” featured in the Sept/Oct issue of the Advocate magazine. The article outlines what the proposed merger with Beneva means for brokers, members, and communities as we look ahead to 2026.

Broker Circle is going biweekly

October 02, 2025

Starting this month, Broker Circle is going biweekly. We’ve refreshed the format to make updates easier to navigate and more effective—part of our ongoing commitment to transparency and stronger communication with our broker partners.

Supporting brokers and customers through postal strike disruptions

September 26, 2025

Due to the Canada Post strike announced on September 25, 2025, Gore Mutual has introduced temporary mailing and courier procedures to reduce service disruptions. Non-essential mail will be held until the strike ends, and courier services will continue.