Changes to our earthquake coverage -BC
February 02, 2023
Personal Lines
We're making updates to our earthquake coverage in BC effective March 1, 2023 for new business and April 29, 2023 for renewals.
As indicated in our communication on September 28th, we have reviewed our approach to earthquake to ensure we can provide long-term, sustainable capacity to our BC brokers while aligning with the evolving competitive landscape. As a result, we’re making the following changes effective March 1, 2023, for new business, and April 29, 2023, for renewals.
What’s changing
- We are aligning our earthquake deductible options with the market to support affordability and availability of coverage for earthquake:
- 15%, 17% and 20% deductible options for earthquake will be available.
- Higher risk zones will be limited to a 20% earthquake deductible.
- Earthquake coverage zone definitions have been changed for certain FSAs to better align with their risk exposure.
Our quoting vendors have been updated and will reflect these changes beginning February 13, 2023.
Please speak to your Business Development representative should you have any questions.
What’s the latest?
A new era for mutual insurance
October 02, 2025
Gore Mutual’s CFO & Executive Integration Lead, Lyndsay Monk, shares our merger vision in “A New Era for Mutual Insurance,” featured in the Sept/Oct issue of the Advocate magazine. The article outlines what the proposed merger with Beneva means for brokers, members, and communities as we look ahead to 2026.
Broker Circle is going biweekly
October 02, 2025
Starting this month, Broker Circle is going biweekly. We’ve refreshed the format to make updates easier to navigate and more effective—part of our ongoing commitment to transparency and stronger communication with our broker partners.