Updates to our personal property wording

March 01, 2025
Personal Lines

We're updating our Ontario and British Columbia personal property policies to enhance clarity and align with our DEI values. These updates include new definitions, expanded coverages, and the removal of gendered language.

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As part of our ongoing efforts to enhance clarity and align with our values, we are making important updates to our personal property policies. Effective April 9, 2025, for new business and June 23, 2025, for renewals, we are updating the following Ontario and British Columbia personal property contract wordings:

Form 5501 – Homeowners & Seasonal Homeowners Comprehensive

Form 5502 – Homeowners & Seasonal Homeowners Basic

These updates will affect the following products:

Homeowners Comprehensive
Homeowners Basic
Seasonal Homeowners Comprehensive
Seasonal Homeowners Basic

These updates include:

New, updated and expanded definitions to improve the clarity and communication of our coverage.
Adding new and expanding existing clauses to update coverages.
Removing gendered language to align with our DEI values.

To help explain these updates to your customers, we’ve put together this document which summarizes the changes. Additionally, physical varied terms letters will be sent for all impacted policies, and a digital copy of the letter is now available in Guidewire.

Changes will be reflected in the Property Manual along with minor administrative updates to improve the clarity of Gore’s underwriting acceptability.

We appreciate your attention to these updates and your cooperation in communicating these changes to your clients. If you have any questions about these updates or their impact on your clients, please contact us at 1-844-974-GORE (4673). 