Rating updates to Ontario and BC Personal Property
February 19, 2026
Personal Lines
We’re updating Personal Property premiums in Ontario and BC to support rating precision — changes take effect February 20 for new business and May 6 for renewals.
We are adjusting our Personal Property premiums for Ontario homeowners, Ontario condo, and rented condo policies, as well as British Columbia condo and rented condo policies. These changes are part of our commitment to rating precision and to better reflect market trends.
Effective dates:
- New business: February 20, 2026
- Renewals: May 6, 2026
Why it matters:
- Ontario homeowners will see an average overall increase of 3.1% to their premiums.
- Ontario condo and rented condo policyholders will see an average overall increase of 4.8% to their premiums.
- British Columbia condo and rented condo policyholders will see an average overall increase of 2.3% to their premiums.
Have questions?
To ensure accurate and tailored quotes, we encourage brokers to review and verify all data points and risk details during submission. If you have any questions or need support, please contact your business development representative.
Relevant information can be found in the manual on GoBroker.
What’s the latest?
A deeper look at our target segments: Business and Personal Services
April 02, 2026
Take a closer look at our Business and Personal Services segment in Commercial Lines. This quick‑reference guide outlines the types of community‑focused operations we’re targeting, the key underwriting considerations to keep in mind, and a real‑world example of an account we recently wrote.
Leadership updates supporting the next phase of Gore–Unica integration
March 26, 2026
As part of our integration journey with Beneva, Gore Mutual and Unica are making targeted leadership updates to support closer coordination across our organizations—while keeping broker relationships, service models, and underwriting commitments unchanged. This update outlines what’s changing and what it means for brokers.