CAT season starts early for Canada
May 23, 2024
Corporate
With severe weather events such as wildfires and flooding beginning earlier in the year than we have seen in the past, we would like to remind you of your broker binding authority.
With severe weather events such as wildfires and flooding beginning earlier in the year than we have seen in the past, we would like to remind you of your broker binding authority.
Binding authority is suspended for any risks that are:
- Within 50 km of a fire classified as a risk to property or public safety or when an evacuation alert or order has been issued by a civil or government body having jurisdiction (e.g., Conservation Authority, Ministry of Forests). This includes requests for coverage increases on existing risks.
- Located in an area or waterway where flooding is occurring, an evacuation alert or order has been issued, or a risk of flooding has been announced by a government body having jurisdiction.
- For risks that meet the above criteria, binding is suspended, which includes:
- Binding existing quotes or providing new quotes
- Writing new business or new locations including substitutions
- Increasing coverage or adding any new coverage
Please visit GoBroker to see the underwriting manual for complete details. And if you have any questions, please call our National Underwriting Operations at 1-844-974-GORE (4673).
Ready to assist in the event of a claim
Our Claims Mobile Response Team is ready to help customers in the event of a catastrophe. Last year, we were the first to arrive to Kelowna and last to leave during BC’s wildfires, and are ready to provide that same service again this year. In the interim, if your customers need to make a claim, please call 1-844-974 (GORE) and our Claim Advisors are ready to help.
We do encourage you to follow local advisories and warnings. For the most recent information related to wildfires, visit the following website resources for British Columbia, Alberta and Ontario. Helpful information can also be found with the Insurance Bureau of Canada.
What’s the latest?
Enhancement to Catastrophe (CAT) limits display
April 30, 2026
We’ve made it easier to review CAT limits on the declarations page, helping support clearer coverage review and support smoother policy discussions.
CAT Season: What you need to know about binding authority
April 30, 2026
Stay prepared for CAT season with a quick overview of when binding authority is suspended and what activities are restricted during severe weather events.