Updates to PPV and Rented Dwelling – Ontario
March 17, 2023
Personal Lines
We have made changes to personal property - rented dwelling and personal auto - private passenger vehicles in Ontario.
Last month, we shared our strategy that helps position us for the future, ensuring we are Built for Success. We’re clear on our path forward and as a result are making changes to our Personal Lines products in Ontario to ensure a sharper focus on performance.
Rented Dwelling
Recently, we’ve noticed an increase in new Rented Dwelling business as our competitors have limited their offerings. As a result, we’re making changes to ensure the quality of the business we write with our broker partners.
What’s changing?
- Effective immediately, all Rented Dwelling policies now require a completed and signed Rental Dwelling questionnaire, available on GoBroker, and accompanied by the requested images in order to be reviewed and bound by an underwriter. Once all appropriate documentation is received, a member of our underwriting team will contact you to advise of risk acceptance or decline. You can still generate quotes in Guidewire, however, a message will appear in Guidewire to advise that the risk must be referred in order to complete the binding process.
- Effective April 1, 2023, for New Business and June 1, 2023, for Renewals we will be increasing our rates for stand-alone rental properties.
Private Passenger Vehicle (PPV)
In order to better align with the market, we’re making pricing changes to OPCF 43 and OPCF 43a effective March 20, 2023, for New Business and May 13, 2023 for Renewals.
Our manuals have been updated to reflect all the above changes and are available on GoBroker.
Should you have questions about either of these changes, please reach out to your Business Development representative.
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