Upcoming updates to Ontario Personal Auto rates
October 01, 2026
Personal Lines
Updates to Ontario Personal Auto rates take effect October 15 for new business and December 8 for renewals. The overall portfolio impact remains rate neutral, helping ensure pricing continues to reflect market conditions and customer needs.
At Gore Mutual, we regularly review our products and pricing to ensure we continue to offer competitive solutions that reflect evolving market conditions and customer needs.
As part of this ongoing commitment, updates to our Ontario Personal Auto rates will take effect on:
• New Business: October 15, 2026
• Renewals: December 8, 2026
These changes are designed to better align pricing with risk while maintaining competitive solutions for customers and supporting the long-term strength of our Personal Auto offering. While the rate impact will vary based on individual risk characteristics and customer profile, the overall change across the portfolio is neutral.
If you have any questions, please contact your Business Development Manager.
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