Upcoming updates to Ontario Personal Auto rates
October 01, 2026
Personal Lines
Updates to Ontario Personal Auto rates take effect October 15 for new business and December 8 for renewals. The overall portfolio impact remains rate neutral, helping ensure pricing continues to reflect market conditions and customer needs.
At Gore Mutual, we regularly review our products and pricing to ensure we continue to offer competitive solutions that reflect evolving market conditions and customer needs.
As part of this ongoing commitment, updates to our Ontario Personal Auto rates will take effect on:
• New Business: October 15, 2026
• Renewals: December 8, 2026
These changes are designed to better align pricing with risk while maintaining competitive solutions for customers and supporting the long-term strength of our Personal Auto offering. While the rate impact will vary based on individual risk characteristics and customer profile, the overall change across the portfolio is neutral.
If you have any questions, please contact your Business Development Manager.
What’s the latest?
Advance notice: Gore Mutual is becoming Beneva
October 01, 2026
As we prepare for the transition to the Beneva brand, we've created a broker toolkit with FAQs, speaking notes, timelines, client communications, and more. Review the key dates, messages, and resources to help answer client questions and support a smooth transition.
Preparing for Gore Mutual and Unica Insurance’s future together
October 01, 2026
Missed our recent integration webinar? Watch the recording and review the updated Broker FAQ to learn more about what's changing, what's staying the same and what to expect next.