PPV

Rating updates to Personal Private Vehicles

Personal Lines

October 16, 2025

We’re introducing new rating variables for Personal Auto—qualifying clients may see premium reductions starting October 20 for new business and December 13 for renewals.

Auto insurance: Follow up on changes to OPCF 20, 27 and PCF 320 – Ontario

We're providing more information as a follow up to the changes to Ontario auto for PPV and IRCA effective July 2, 2023 and August 25, 2023 for renewals.

Auto insurance update – PPV and IRCA – Ontario

We're making changes to Ontario auto for PPV and IRCA effective July 2, 2023 and August 25, 2023 for renewals.