Rating updates to Personal Property
January 08, 2026
Personal Lines
We’re updating Personal Property rates for British Columbia homeowners to better reflect risk based on individual characteristics—changes take effect January 21 for new business and April 6 for renewals.
Following our Ontario Personal Property rate change last October, we are adjusting our Personal Property premiums for British Columbia Homeowners and Water Escape/Water Escape Plus endorsements. These changes are part of our commitment to rating precision and better reflect risk based on individual characteristics.
Effective dates:
- New business: January 21, 2026
- Renewals: April 6, 2026
Why it matters
- British Columbia homeowners will see an average overall increase of 5% to their premiums.
Have questions?
To ensure accurate and tailored quotes, we encourage brokers to review and verify all data points and risk details during submission. If you have any questions or need support, please contact your business development representative.
Relevant information can be found in the manual on GoBroker.
What’s the latest?
Level up your expertise: Join our monthly personal lines broker training
February 05, 2026
Boost your Personal Lines skills with our monthly live training sessions led by Senior Underwriters Alison Buckle and Lori Shires. Each session covers core underwriting basics and Guidewire tips to help you stay confident in your day‑to‑day work. Register for any upcoming date and keep your expertise sharp.
Introducing the 2026 Gore University Course Catalogue
Commercial Lines, Corporate, Personal Lines
February 05, 2026
Explore the 2026 Gore University Course Catalogue—your go‑to resource for insurance education and broker development. Access foundational learning, advanced technical training, leadership skills, and flexible formats designed to support your growth. Start learning at university.goremutual.ca.