Rating updates to Personal Property
October 16, 2025
Personal Lines
We're updating Ontario Homeowners and Water Escape premiums to better reflect risk—changes take effect October 20 for new business and January 3 for renewals.
As part of our commitment to rating precision, we are adjusting our Ontario Homeowners and Water Escape/Water Escape Plus Endorsement premiums. These changes are designed to better reflect the underlying risk.
Effective dates:
- New business: October 20, 2025
- Renewals: January 3, 2026
Why it matters?
- Ontario Homeowners clients will see an average overall premium increase of 6.4%, resulting from a neutral rate change on the main coverages and a positive adjustment for Water Escape/Water Escape plus.
Have questions?
We encourage brokers to review and verify all data points and risk details during submission to ensure all fields are accurately completed. This helps ensure quotes are tailored to each client’s coverage needs. If you have any questions, please contact your business development representative.
The relevant information can be found in the manual on GoBroker.
What’s the latest?
Gore Mutual in the community: Celebrating our collective impact
December 11, 2025
On Giving Tuesday, employees came together to make a meaningful difference through our recognition program. Paired with broker giving, these efforts created a powerful impact in communities and demonstrated how purpose truly delivers results.
Winter is coming: Help Main Street businesses stay resilient
Commercial Lines, Personal Lines
December 11, 2025
Winter brings unique risks—snow, ice, high winds, and freezing rain. Help clients stay ahead with practical tips: inspect signage, keep entrances clear, protect windows, prepare for outages, and review coverage. Proactive planning means safer, more resilient businesses.